So I'm wondering when does the time end in the run specifically, is it at the last text box, when the final boss is killed of last text box before end credits?

Also for the people with Complete Edition, is it allowed to use the bonus items/digimons given to you or is it banned? Also since I have the game on Switch and do a run of the game on it I couldn't submit it since the only platforms allowed are PSVita and PS4. (would also apply for owning it on PC)

Sadly, this forum is dead... I have tried starting running this game, but with no community I just could not do it