This is a save file that I use for my speedruns. Place it in the following folder:

Documents -> DuckStation -> savestates

It might replace your previously existing save file, if you have any at slot 2. To prevent this you can rename the file to SLES-00174_X.sav (replace X with an available slot number) before placing it in the saves folder.

All cars unlocked, Speedrun ready save file.

Treemur

Buggy

PlayStation

Bassote97

Gooddwarf

EUR / PAL

Lush Bug

Bloop

Clock Wagon

Kraven Kuller

Moot-8

Hard Corps

Waspee

Soul Shark Buggee

Stomp!

Carapace

Venom

Keffish

BLZ-808

Skratch Thrax SX-2000

Vehicle

PlayStation 2

PlayStation 3

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