If anyone wants to try, I found that 3rd card late event only triggers if you have luck upgrade active, so that's why sometimes you can get it at second upgrade (I have never gotten it on first upgrade, so I started to pick luck just in case). 3rd card late event has stupid RNG... I think this is the minimum time possible. Maybe if you click faster the first card and Super Rocket Shoes card, you can do a few secs/milisecs less. Or maybe if you get Extra Rope first, Luck second and then 3rd card glitch, but I don't know (not going to test it 🤣🤣).

This was exhausting, but I am very happy.