Jak has No Armor and some Eco Skills not purchased because they aren't needed and may effect game performance. (If you want the Eco Skills there is enough Dark Eco to purchase all of them).

All useful secrets are purchased and set to On.

Interceptor and Jaguar both have Lasers, Armageddons, and 2 Speed Mods. Jaguar also has Damage Bonus Mod and Targeting Computer Mod.