Since you don't need Cargo, that is. I've found that buying/selling your ship for the first 3 goes quickly, then buy/sell goods for another point to give you a +3 to hull (+30 HP is huuuuuuge in the early game). From there, you wind up getting Damage Given/Taken by the mid-game (all 5 points), Transfer-Goods can probably be manipulated easily by the time you have a cargo of 500+ (just move from town to town quickly, 20 trips for that 5), Boarding 12 ships should happen if you get jumped in the mid/late game (or just pick off smaller ships, I guess).

I need to route this a lil' better, then grind it with a No-Story exit AND a Rum Drop to get to the Cogs faster.