Animal Crossing: New Leaf all debts USA route for welcome amiibo carts.

Delete town by holding A B Y X and yes all prompts Time starts on file select and fist pump after final debt/expansion is paid off.

Town doesn't matter but perfect fruit being there matters. Same as first debt but not as strict with money rock.

Do up to first debt like you normally would route for that is on https://speedrun.com/acnl/guides

But DO NOT SELL PERFECT FRUIT

After you pay off and talk to nook for expansion and plant the perfect fruit. And save and quit travel four days if it grew continue.

if not reset.

Next you need a total of 375 perfect fruits half if you get you get double prices on perfect fruit.

Growing about 15-20 trees usually is best but you may find you don't need that many but some trees will rot faster then others

Only sell to retail not to nook junction.

selling each 15 perfect fruit baskets X9 will sell for a total of 86,600 that times 5 will be 433,000

After you get the 433k deposit it in the ABD and do the following

deposit them and save and quit and change the the year up by 4 and reload your save file a total of 75 times

this means loading and changing your system time not your In Game Clock this must be done on the 3ds System Settings\Other Settings\ Calander and set it forward four years the 3ds system can only go up t0 2050 so this is where it gets hard and long boring so keep doing this and you'll have your debt paid off in a bit over a half hour to and hour and a half.

it should be exactly enough to pay everything.

also you must talk to nook for more expansions he will not do it automatic you must do this every time you pay off a debt.